by Martin Dodd | Oct 30, 2016 | Blog
Before we get into “pension freedoms”, how did they come about? Well basically, the decline in pension contributions over the last few decades has in many ways been caused by the decline in annuity rates and their perceived poor value. However, annuities have one...
by Martin Dodd | Sep 6, 2012 | Blog
1. Delay starting to save for retirement If you delay starting to save for your retirement, the more it is going to cost you each month to create a meaningful sized pension fund. This is because of “Compound Interest”. The longer money is invested the great the effect...
by Martin Dodd | Jun 12, 2012 | Blog
Annuity Factsheet from Midlands Investment Agency Do you have to buy an annuity when your retire? You do not have to buy an annuity at your retirement date. You can continue paying into your pension fund and buy an annuity at a later date to suit you. Even if you do...
by Martin Dodd | Feb 29, 2012 | Blog
If you find this article useful please click on our Facebook like and twitter buttons 1. Lack of ongoing advice The sad fact is that many pensions are not regularly reviewed by the advisers that have set them up for you. The problem is that investment funds...
by Martin Dodd | Feb 22, 2012 | Blog
There is no doubt that many and even some in the coalition would like to abolish higher-rate tax relief on pensions. Higher rate tax relief on pensions is normally claimed through an adjustment to your tax code, which incidentally needs to be requested from HMRC or...
