by Martin Dodd | Jan 2, 2017 | Blog
After more than a few decades of advising my clients regarding their financial affairs, it always amazes me how little many couples know about their significant other’s financial position. The reasons are many, ranging from, “we never talk about that sort of stuff” to...
by Martin Dodd | Dec 9, 2016 | Blog
Almost 20% of the 7.9m personal pension savers in the UK are not claiming the full amount of tax relief which they are entitled to, according to one of the large financial advice networks in the UK. That’s a lot of money being left on the table. And HMRC are certainly...
by Martin Dodd | Nov 13, 2016 | Blog
Until recently a transfer out of a defined benefit pension was almost always a complete no-no. But is now the time to consider and transfer and what are the reasons to look at the possibility? Before we get into the possible reasons, it’s important to note that the...
by Martin Dodd | Nov 13, 2016 | Blog
Well it can and here’s how. So, in the 2016 Budget, a significant announced was made that changed the main stream capital gains tax (CGT) rate. The rate has been reduced from 18% rate of CGT to 10% for basic rate tax payers, and the 28% rate of CGT to 20% for higher...
by Martin Dodd | Aug 11, 2016 | Blog
The strategy I am going to share with you today can be very effective for some people in certain situations. It is not appropriate for everyone and specific advice should be taken if you think it is right for you. So let’s say you and your husband/wife are interested...
