by Martin Dodd | May 1, 2017 | Blog
It is estimated that approximately 800,000 people below the State Pension Age are in receipt of pension income and may be paying tax even though their total income is below the personal allowance. This is according to recent information published by pension provider,...
by Martin Dodd | Dec 20, 2016 | Blog
Reports of the demise of annuities (a guaranteed income for life in retirement have been greatly exaggerated). And here’s 9 reasons why they are here today and will be here for a long time to come. Since George Osborne (the then Chancellor of the Exchequer) introduced...
by Martin Dodd | Dec 9, 2016 | Blog
Almost 20% of the 7.9m personal pension savers in the UK are not claiming the full amount of tax relief which they are entitled to, according to one of the large financial advice networks in the UK. That’s a lot of money being left on the table. And HMRC are certainly...
by Martin Dodd | Aug 11, 2016 | Blog
The strategy I am going to share with you today can be very effective for some people in certain situations. It is not appropriate for everyone and specific advice should be taken if you think it is right for you. So let’s say you and your husband/wife are interested...
by Martin Dodd | Jul 11, 2016 | Blog
I get asked this question all of the time and it is often from people who are hitting a mid point in their lives and they are perhaps behind the curve a little. The question is this. Should I being saving up spare money/cash that I have now or should I be saving for...
