by Martin Dodd | Jan 22, 2017 | Blog
We’ve all heard about the introduction of ‘pension freedoms’ that came into effect in April 2015 and many investors have taken advantage of the new rules when it comes to taking money out of a pension. Instead of buying an annuity at age 65 when retiring, many people...
by Martin Dodd | Nov 13, 2016 | Blog
Well it can and here’s how. So, in the 2016 Budget, a significant announced was made that changed the main stream capital gains tax (CGT) rate. The rate has been reduced from 18% rate of CGT to 10% for basic rate tax payers, and the 28% rate of CGT to 20% for higher...
by Martin Dodd | Oct 30, 2016 | Blog
Before we get into “pension freedoms”, how did they come about? Well basically, the decline in pension contributions over the last few decades has in many ways been caused by the decline in annuity rates and their perceived poor value. However, annuities have one...
by Martin Dodd | Sep 28, 2016 | Blog
I am concerned to put it mildly. In fact it’s always been a major concern of mine. You may be wondering what I am talking about. What I am talking about is the new ‘pension freedom’ rules and the possibility that people miscalculate how much they can...
by Martin Dodd | Aug 11, 2016 | Blog
The strategy I am going to share with you today can be very effective for some people in certain situations. It is not appropriate for everyone and specific advice should be taken if you think it is right for you. So let’s say you and your husband/wife are interested...
