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People Never Take Financial Advice

People Never Take Financial Advice

And what those that do, can gain by taking it Financial advisers often wonder why so many people do not take any kind of financial advice from a professionally qualified financial adviser, preferring to take advice from friends, family, an accountant (not qualified to...
What you need to know about Inheritance tax

What you need to know about Inheritance tax

What is Inheritance tax and when do you pay it? Inheritance Tax is payable after you die and is usually dealt with by the people dealing with your financial affairs once you have died. Before any calculations are made any debts and funeral expenses need to be...

What’s on your bucket list?

Dreams, goals, ambitions, call them what you like. We all have them, but very few of them are ever written down. As is so often the case, if you write down your goals, they have a much greater chance of actually happening. I try and write out my yearly goals each...

Year end tax planning for 2012

The tax year end may see a long way off, however don’t leave your planning until the last minute.   Use your annual ISA allowance   The most obvious tax planning to be done before the end of the tax year is to make sure you have used this years ISA...

Inheritance tax is largely a voluntary tax

HMRC have recently reported that they are expecting the revenue it receives from collecting Inheritance tax to increase to £3.3bn by the 2015-16 tax year. That’s up from £2.7bn in 2010-11. That’s more than a 20% increase in tax. However, Inheritance Tax is largely a...