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Do you know what your partners financial position is?

Do you know what your partners financial position is?

After more than a few decades of advising my clients regarding their financial affairs, it always amazes me how little many couples know about their significant other’s financial position. The reasons are many, ranging from, “we never talk about that sort of stuff” to...
Christmas is here! My top 12 days/tips of Christmas

Christmas is here! My top 12 days/tips of Christmas

On the 1st day of Christmas: Kick back and relax with family and friends. It’s a good time to reflect on the good things that have happened in the last 12 months. It’s easy to forget what you have achieved as you prepare for the year ahead. On the 2nd day of...
Last minute Inheritance Tax Planning

Last minute Inheritance Tax Planning

Inheritance Tax. Variously called the “voluntary tax” and much derided by many. I often hear ordinary people say, “I’ve paid tax all my life, why should I pay it again?” For many people, preparing to mitigate against Inheritance Tax (legally of course) it can be a...
Annuities are dead! Long live annuities

Annuities are dead! Long live annuities

Reports of the demise of annuities (a guaranteed income for life in retirement have been greatly exaggerated). And here’s 9 reasons why they are here today and will be here for a long time to come. Since George Osborne (the then Chancellor of the Exchequer) introduced...