by Martin Dodd | Jan 22, 2017 | Blog
We’ve all heard about the introduction of ‘pension freedoms’ that came into effect in April 2015 and many investors have taken advantage of the new rules when it comes to taking money out of a pension. Instead of buying an annuity at age 65 when retiring, many people...
by Martin Dodd | Dec 20, 2016 | Blog
Reports of the demise of annuities (a guaranteed income for life in retirement have been greatly exaggerated). And here’s 9 reasons why they are here today and will be here for a long time to come. Since George Osborne (the then Chancellor of the Exchequer) introduced...
by Martin Dodd | Sep 28, 2016 | Blog
I am concerned to put it mildly. In fact it’s always been a major concern of mine. You may be wondering what I am talking about. What I am talking about is the new ‘pension freedom’ rules and the possibility that people miscalculate how much they can...
by Martin Dodd | Mar 11, 2013 | Blog
Around a third of people do not shop around for the best deal on their annuity at retirement – the regulator, the Financial Services Authority and many advisers would like to know why. Shopping around, your health, any medication and whether you are a smoker can...
by Martin Dodd | Jun 12, 2012 | Blog
Annuity Factsheet from Midlands Investment Agency Do you have to buy an annuity when your retire? You do not have to buy an annuity at your retirement date. You can continue paying into your pension fund and buy an annuity at a later date to suit you. Even if you do...