How do I know if I am saving enough for the future? 

How do I know if I am saving enough for the future? 

How do I know if I am saving enough for the future? Recently a new potential client asked me whether saving 20 percent of their income was sufficient. Wow, that’s not a question that I get asked every day, if at all ever. Nevertheless, it is an important question,...
Is Equity Release about to make a comeback?

Is Equity Release about to make a comeback?

Is Equity Release about to make a comeback? I think it is. Equity Release over the years have seriously fallen out of favour, however it has developed a great deal since regulation was introduced in 2007. The government introduced the regulation of equity release...
How much before my estate has to pay Inheritance Tax?

How much before my estate has to pay Inheritance Tax?

How wealthy do you have to be to pay Inheritance Tax? The simple answer is not very, especially if you own your own home. According to the UK House Price Index published in June 2017 the average UK house price was £240,235 up from £228,430 in June 2016. With savings...
Have you got a ‘Plan B’ for your retirement?

Have you got a ‘Plan B’ for your retirement?

The average UK business owner will have £600,000 net worth, so depending on what industry you operate in your company may be worth anything from £300,000 to £1.2 million. But that is all dependent upon finding a buyer, right? But, do have you got a ‘Plan...